Zero-Based Budgeting Starter Kit App

Stop relying on confusing spreadsheets or manual calculators.

The Zero-Based Budgeting Starter Kit App is the simplest, most powerful way to implement the "Income - Expenses = $0.00" rule, ensuring every single dollar you earn is assigned a job—automatically.

This is a dynamic, browser-based budget tracking tool designed specifically for the Zero-Based method, eliminating calculation errors and providing real-time financial accountability.

Key Problems Solved:

• Calculation Errors: Never manually calculate totals again. The app automatically sums Income, Expenses, and Savings in real-time.
• The Missing Dollar: It instantly highlights the FINAL BALANCE, forcing you to allocate any surplus or cut back on expenses until the balance hits the required $0.00.
• Lack of Persistence: Unlike an eBook, all your data for the month (Budgeted and Actual amounts) is automatically saved in your browser, ready for you to track and adjust daily.

Features That Drive Financial Control:

1. 📊 Automatic ZBB Calculation: Provides a real-time display of the core formula: Income (A) minus Expenses (B) equals Surplus/Deficit.
2. 🔴 Real-Time Difference Tracking: Instantly calculates the Difference (+/-) column for every expense category, showing you immediately if you are over budget (in red) or under budget (in green), enabling the critical Reallocation Principle.
3. 💾 Persistent Monthly Data: Your entire budget for the month—including both budgeted and actual spending—is saved automatically and instantly in your browser's local storage.
4. 📝 Clear Categorization: The tool follows the guide's structure: Income, Fixed Expenses, Variable Expenses, and Savings Goals, making allocation logical and thorough.
5. ⚙️ Zero Installation: Open the included index.html file in any modern web browser to start budgeting immediately.

What You Get: A downloadable ZIP file containing the full interactive software (index.html, style.css, script.js), plus comprehensive documentation (readme.txt, license.txt, instructions.txt).