Road to £10K: Your Guide (PDF)

A simple money guide for beginners, created by an NHS nurse who believes building wealth shouldn't feel complicated.

If you've ever thought "I don't know where my money goes" or "investing isn't for people like me", this is for you. 14 short chapters take you from your very first budget to a written plan for your first £10K, all in plain English with no jargon.

WHAT YOU GET

• The guide: a beautifully designed PDF to read on your phone, tablet or laptop.

• Your tracker: your own copy of a Google Sheet that does the maths for you. Your budget, your savings rate, your £10K target date, your sinking funds and your Lifetime ISA bonus. Type your numbers in and watch them grow.

WHAT'S INSIDE

Part 1, Get Control: where your money lives, building your budget, your first £1,000

Part 2, Build Your £10K: your £10K plan, saving vs investing, making saving automatic

Part 3, Start Investing: investing 101, ISAs explained, the Lifetime ISA, what to invest in, before you invest your first £100

Part 4, Better Money Habits: growing your £10K faster, avoiding lifestyle creep, your monthly money reset

HOW IT WORKS

Your download link arrives straight after you buy. Open the PDF, tap the tracker link on page 2 and choose "Make a copy". You'll need a free Google account. Your copy is private, so nobody else sees your numbers.

UK figures, checked against GOV.UK and MoneyHelper. Education only, not financial advice. Investments can go down as well as up.

Digital product: by purchasing you agree to immediate access and waive the 14-day cancellation right. If something is broken and I can't fix it, I'll refund you.