Student Loan Dispute Letter

If student loans are hurting your credit or reporting inaccurately, this letter gives you a simple, step-by-step way to dispute errors fast. Perfect for anyone doing their own credit repair and needing the exact wording to challenge incorrect, outdated, or unverifiable student loan information.

Inside this template, you’ll get:

✔️ A professionally written dispute letter

✔️ Easy fill-in-the-blank sections

✔️ Clear instructions on what supporting documents to include

✔️ Guidance on where to send your dispute

✔️ Language that holds bureaus accountable to FCRA laws

Use this letter to dispute issues like:

• Wrong balances

• Duplicate student loans

• Late payments that aren’t yours

• Loans marked in collections by mistake

• Accounts that should be closed, forgiven, or consolidated

Whether you’re rebuilding your credit or just correcting your report, this letter makes the process simple, fast, and stress-free.