Recession Readiness Checklist for Canadian Households

See what a drop in take-home pay could mean for your household budget. This Canadian-dollar toolkit includes an Excel Income Shock Simulator and a four-page printable 30-Day Readiness Planner.

Compare your current budget with reduced hours and an income gap. See the monthly shortfall, cash remaining after the scenario, and how long your cash could cover a steady shortfall. The workbook includes a blank plan and a completed example.

Use the planner to organize weekly actions, map bills against paydays, and decide what to review first. Includes two downloads: one XLSX and one PDF.