The Small-Biz Money Toolkit — 4 Done-for-You Budget Spreadsheets for Excel & Google Sheets

Running a small business or freelance work means money moves in every direction. This toolkit gives you four ready-made spreadsheets that track it all in one place — no building formulas, no starting from a blank sheet.

What's inside:

• Budget-by-Paycheck Dashboard — tracks income, expenses, savings and debt whether money lands weekly, bi-weekly, or monthly. Real-time charts show the full picture at a glance.

• Smart Bill & Debt Calendar — due dates and debt payments appear automatically on a calendar, so nothing slips.

• Custom Categories (up to 50) — organize money exactly the way your business runs, not the way a template company thinks it should.

• Savings & Goal Tracker — set targets and watch progress update as you go.

• Debt Snowball Tool — a payoff plan that works through debts smallest-first, with progress tracking built in.

Works with: Microsoft Excel and Google Sheets, on Mac, PC, phone, or tablet. A step-by-step setup guide is included — open the sheet, follow the guide, done.

Who this is for: freelancers, marketplace sellers, creators, and small business owners who want their finances organized without accounting software or a bookkeeper's invoice.

Price: $19 one-time. Yours forever.