Financial Defence Tool and workbook

This financial defence tool is designed as a comprehensive spreadsheet that works in conjunction with the Financial Defence workbook to guide you through learning about your own finances. This tool includes four phases of learning. Phase one is about understanding your spending and strategies to stop the bleeding. Phase two provides debt proofing strategies for you to consider. Phase three provides a framework for building a buffer to assist in financial security. The final phase is intentional saving and investing. This phase includes a compound interest calculator embedded so you can do. long term financial forecasting.