Divorce Money Reset — Budget and Debt Tracker Spreadsheet

A professional 8-sheet Excel and Google Sheets tracker that does the math for you — so you can focus on the recovery, not the calculations.

Every formula is built in. Every total calculates automatically. Open it, enter your numbers and watch your financial picture become clear.

What is inside — 8 sheets:

✔ Monthly Budget Tracker — all 12 months in one sheet. Income, expenses and net cash flow with automatic totals. See your annual picture at a glance.

✔ Debt Snowball Tracker — list your debts smallest to largest. Track month by month as each one disappears.

✔ Debt Avalanche Tracker — list by highest interest rate. Minimize the total interest you pay.

✔ Savings and Emergency Fund Tracker — 12 months of savings progress with automatic running totals

✔ Net Worth Tracker — assets minus liabilities across 7 checkpoints over 24 months

✔ 52-Week Savings Challenge — from $1 in Week 1 to $52 in Week 52. Total saved: $1,378.

✔ Credit Score Tracker — log your score from all three bureaus monthly and watch it improve

✔ Welcome Sheet — clear instructions and contents guide

Works in Microsoft Excel and Google Sheets. Instant download. No software subscription needed.

Companion to Divorce Money Reset — A 90-Day Guided Financial Recovery Program by Charlotte Jones. Available on Amazon.

Also available as part of the Complete Divorce Recovery Bundle — all digital products together for $97.