Credit Card Rewards & Bonus Tracker | Excel Points, Sign-Up Bonus & Annual Fee Planner

Hit every sign-up bonus and see if each credit card is worth its annual fee.

Never miss a sign-up bonus or a surprise annual fee. Log your cards and purchases and this Excel tracker shows how much spend is left for each bonus, days left, points earned, the value of your rewards and whether each card earns more than its fee.

WHAT'S INCLUDED

• Cards: up to 15 cards with open date, annual fee, next fee date, sign-up bonus, minimum spend and bonus window

• Automatic spend deadline, spend so far, spend left, days left and bonus status

• Point value per card, points earned, rewards value and Keep / Review verdict vs the annual fee

• Spending Log: 300 rows with card dropdown, category, merchant, amount, earn rate and points

• Redemptions: points redeemed, value received and cents per point

• Dashboard: 12 KPIs and rewards-vs-fee chart, Start Here guide and sample data

BEST FOR

Points and miles collectors, cashback card users and anyone in the USA, UK or Canada chasing sign-up bonuses who wants to avoid missed deadlines and wasted annual fees.

HOW IT WORKS

1. Download and open in Microsoft Excel.

2. Type in the yellow cells (sample data shows the format).

3. The Dashboard updates automatically.

PAIRS WELL WITH

Subscription Audit & Cancellation Tracker, Debt Payoff Strategy Calculator (LaunchKit Labs)

IMPORTANT

A personal tracking tool, not financial advice. Check your card issuer's terms for exact bonus rules.

FORMAT / DELIVERY

Microsoft Excel (.xlsx), Excel 2010 or later, Windows and Mac; also opens in Google Sheets. Instant digital download - no physical item.

FAQ

What exactly do I get?

Excel credit card rewards tracker: sign-up bonus spend and deadline, points and cashback log, redemptions, annual fee review.

What do I need to use it?

Microsoft Excel on Windows or Mac (Excel 2016 or newer, or Microsoft 365). It also opens in free Google Sheets, though Excel is recommended.

How do I get it?

It is an instant digital download: right after payment you get the file on the page and by email. No physical item is shipped.

What if it is not right for me?

Contact me through my Payhip store within 30 days and I will refund you - no hard feelings.

I have a question

Use the contact link on my Payhip store page and I will help.