Aggressive Collection Agency Letter (Direct Dispute Template)

It’s time to stop letting collection agencies bully your credit score. This Aggressive Collection Agency Letter is crafted to confront debt collectors head-on—holding them accountable with consumer protection laws while demanding proof, accuracy, and removal.

Designed for those who are DONE with being passive, this letter gives you the language and leverage to: ✅ Challenge the debt with authority

✅ Demand full validation under the FDCPA (Fair Debt Collection Practices Act)

✅ Notify the agency of your rights and their legal obligations

✅ Push for deletion or cease-and-desist, fast

**THIS LETTER IS SENT DIRECTLY TO COLLECTION AGENCY**