Charge-off Kit

Struggling with charge-offs dragging your credit score down? This kit is your comeback plan. Inside, you’ll get the exact tools and dispute strategies you need to challenge inaccurate, outdated, or unverifiable charge-off accounts — the right way.

This isn’t just a bunch of templates. It’s a full step-by-step system designed to help you understand your rights, communicate confidently with the bureaus and creditors, and start removing negative accounts that are holding you back from approvals, lower interest rates, and financial peace.