Budget Boss Tracker — Complete Personal Finance Spreadsheet

A working spreadsheet, not a guide about budgeting. Put your take-home pay and your category targets in once, then add what you spend as you go. Every total is a live formula.

What's included:

• Six linked sheets: Start here, Setup, Transactions, Dashboard, Yearly, Debt payoff

• 14 spending categories, rename them to suit you

• A dashboard showing planned against spent, by category, for any month you pick

• Categories that go over target flag themselves red

• A chart of where the month actually went

• A yearly grid that fills itself from your transactions, so you can see the expensive months

• A debt payoff sheet that ranks your debts both ways, avalanche and snowball

• Room for 600 transactions

Built for Microsoft Excel and LibreOffice Calc. It also opens in Google Sheets, where you may need to re-insert the chart.

Instant digital download. A budgeting tool, not financial advice.