Excel Budget & Expense Tracker — Monthly Budget + Dashboard

Plan your monthly budget, record everyday transactions, and see where your money goes with this Excel Budget & Expense Tracker.

Choose a month to view your income, expenses, net cash flow and remaining expense budget. Compare planned spending with actual spending across 15 expense categories, then review your annual totals and charts.

Included in your download:

• A blank Excel workbook for your own finances.
• A demo workbook with 249 fictional transactions covering a full year.
• A four-page PDF guide with setup instructions, examples and troubleshooting.
• Quick-start instructions and a personal-use license.

Workbook features:

• Five tabs: Dashboard, Budget, Transactions, Settings and Guide.
• January–December income and expense budgets.
• 2,000 prepared transaction rows.
• 20 customizable category names: 5 Income and 15 Expense categories.
• Six customizable account labels.
• Category and account dropdowns, automatic transaction types and input warnings.
• Monthly budget comparisons, annual summaries and two editable Excel charts.
• Standard formulas without macros or paid add-ins.

Before you buy:

Designed for desktop Microsoft Excel 2016 or later, sold separately. Other spreadsheet apps and Excel web/mobile are not certified.

Each workbook covers one calendar year and one currency. Currency labels do not convert amounts. Account balances are not calculated. Category slots and transaction capacity are fixed; summaries do not expand automatically.

This is a digital ZIP download. No physical item is shipped. Extract the ZIP before opening the files.

For personal and household use only. Resale and redistribution are not permitted. This template is not financial, tax or investment advice and does not guarantee any financial outcome.