Earning Beyond Your Day Job

Your salary is your oil. Your dividend portfolio is your fund.

Written during the 2026 oil crisis by Perry Ervine Ang, CFA, CMT - one of very few investment professionals in the Philippines holding both designations - this is a dividend investing framework built specifically for the Philippine stock market. Not a content creator. Not an influencer. A practitioner.

What's inside:

✓ A 30-year peso-denominated trajectory showing exactly when your passive income can match your salary

✓ A five-pillar framework for evaluating any PSE-listed dividend stock - so you never have to rely on a tip again

✓ A full case study using a real Philippine company you've likely visited this week - 10 years of data, walked through step by step

✓ Sector-by-sector analysis: consumer retail, banks, gold miners, REITs, and preferred shares

✓ A sample portfolio with 11 specific stocks, exact target weights, and the rationale behind each

✓ Crisis-proofing tools: when to hold, when to exit, and how to use a market crash as a buying opportunity

✓ An 8-step action plan to go from reader to first trade this week

This is not a get-rich-quick book. No tips. No hindsight charts. Just a repeatable process you can build on for the next 30 years.

The best time to start was ten years ago. The second-best time is today.