Covered 3: Baby on the Way

Your insurance to-do list before and after delivery

A new baby comes with a strict enrollment deadline. Most plans give you just 30 to 60 days from birth to add your child, and in the newborn haze that window disappears fast. Life insurance, short-term disability, and guardianship matter just as much, even though no deadline forces the issue.

This guide gives expecting and new parents a simple, calm roadmap.

Inside you'll find

✔ A timeline covering before delivery, the weeks right after birth, and your first months as a parent

✔ How to add your baby to your health plan, and what "retroactive coverage" really means

✔ Short-term disability vs. FMLA for parental leave

✔ Sizing life insurance around your child's needs

✔ A printable "Don't Forget" checklist, a quick decision guide, and answers to common questions

The details: 8-page printable PDF, instant download. It makes a practical baby shower gift.

Want all four life-change guides? Get The Life Change Coverage Kit and save.