Finance Bundle 2026 – 4 Business Spreadsheets

One consistent system for your business finances – bookkeeping and VAT, Dutch ZZP admin, invoices with a tax reserve and a 12-month cash-flow forecast. Every workbook uses the same layout: white cells are yours, grey cells are calculated and locked. €69 instead of €104 separately (save about 34%).

What's included

• EU Seller Bookkeeping & VAT/OSS Tracker 2026 (€29) – sales and expenses, VAT per sale, OSS by country, €10k threshold monitor, P&L
• ZZP Boekhouding, Btw & Urencriterium 2026, NL + EN (€29) – VAT return per box, ICP and KOR check, 1,225-hour monitor, income-tax and Zvw estimate
• Freelancer Invoice & Expense Tracker with Tax Reserve (€24) – print-ready invoices, overdue tracking, monthly tax set-aside
• Small Business Budget & 12-Month Cash-Flow Forecast (€22) – revenue and cost plan, VAT timing, four scenarios, plan vs actual
• One ZIP: 5 .xlsx workbooks (one folder per product) + READ ME FIRST

Who it's for

EU small businesses, online sellers and freelancers – especially in the Netherlands – who want all their money admin in one matching set.

How to use

1. Unzip the download first; each product has its own folder.
2. Excel: open the .xlsx in Microsoft Excel 2010 or later (Windows or Mac).
3. Google Sheets: upload the file to Google Drive, open it with Google Sheets, then choose File → Save as Google Sheets.
4. Start on the Start Here tab. White cells are for your input; grey cells are calculated and locked.

Good to know

• Tax year 2026. EU VAT rates and Dutch tax figures checked October 2026. Built-in thresholds include EU distance selling €10,000, Dutch KOR €20,000, hours test 1,225 hours and mileage €0.25/km (all editable).
• Record-keeping and planning aids, not tax, legal or financial advice. Check your situation with your tax office or an adviser before filing.
• Each workbook has its own Start Here tab with the details for that product.

Support

Questions? Email balans@brightsheetsstudio.com

Instant digital download. By purchasing you agree the download starts immediately, which waives the 14-day withdrawal right for digital content.