Groundwork Combined Edition

Two Groundwork tools. One complete bundle.

The Groundwork Combined Edition includes both the Bill-to-Working-Hours Converter and the Variable Income Edition.

Use the Bill-to-Working-Hours Converter to quickly translate recurring expenses into hours and minutes of work. Use the Variable Income Edition to build an earning plan, track changing income, account for a selected tax reserve, monitor progress, and calculate the actual Working Hours Cost of each responsibility.

BILL-TO-WORKING-HOURS CONVERTER

• Calculate your take-home value per working hour

• Convert recurring bills into monthly equivalents

• See each bill’s cost in working hours and minutes

• Compare monthly income used with income remaining

• Identify the bill requiring the most working time

• Enter up to 100 recurring bills

VARIABLE INCOME EDITION

• Build a plan for bills, debts, business needs, savings goals, payroll obligations, and other responsibilities

• Set planned earning days and an expected gross hourly rate

• Choose percentage-of-gross, fixed-per-day, or no-tax-reserve planning

• Calculate original and revised daily earning targets

• Track gross earnings, tax reserves, usable earnings, and time worked

• Compare actual net and gross earnings per working hour

• See whether you are ahead, behind, or on target

• Calculate the actual Working Hours Cost of each responsibility

• Enter up to 100 responsibilities and 365 earning-day entries

YOUR DOWNLOAD INCLUDES

• Groundwork Bill-to-Working-Hours Converter

• Groundwork Variable Income Edition

• Groundwork Combined Edition Start Here guide

• Two protected Microsoft Excel workbooks with formulas hidden from normal view

• Guided navigation between workbook sections

IMPORTANT

Microsoft Excel desktop is required. The workbooks were tested in Microsoft Excel for Windows and are not designed for Google Sheets.

For the Variable Income Edition, enter one combined row for each earning day. When income comes from multiple sources on the same date, combine those earnings into one entry so the earning-day count remains accurate.

You choose your own tax-reserve method and amount. Groundwork does not determine or recommend a tax rate.

Planned working-hour targets use the expected gross hourly rate entered by the user. Working Hours Cost uses actual usable earnings per hour after the selected tax reserve.

Groundwork is an educational decision-support tool and does not provide financial, legal, tax, accounting, or investment advice.

Digital download. Personal use only. No resale or redistribution.