Life Change Coverage Kit

The Life Change Coverage Kit

Four plain-language insurance guides for the moments that change everything

A new job. A wedding. A new baby. A parent who needs your help.

Each of these moments comes with coverage deadlines, beneficiary updates, and decisions most people don't know about until it's too late. This kit gives you a clear, step-by-step roadmap for all four, written in plain English with no industry jargon.

What's inside

✔ The Career Change Coverage Checklist: COBRA vs. marketplace vs. a spouse's plan, the 60-day enrollment window, and the life and disability coverage that disappears with your old job.

✔ Insurance After "I Do": whether to combine health plans or keep them separate, the 30-day enrollment window, and the beneficiary updates couples forget for years.

✔ Baby on the Way: adding your baby before the deadline, short-term disability for parental leave, and sizing life insurance around your growing family.

✔ When a Parent Needs Help: Medicare enrollment timing, Medigap vs. Medicare Advantage, final expense planning, and how to start the conversations that feel hard.

Every guide includes

• A three-window timeline of what to do and when

• Plain-language explanations of the terms you'll hear

• A printable "Don't Forget" checklist

• A quick decision guide to find your starting point

• Answers to the most common questions

About the author

I'm Amy McRee, a licensed insurance agent in Texas and Mississippi and a former classroom teacher of 14 years. I wrote these guides the way I taught: clear, practical, and easy to follow.

The details

• 34-page printable PDF, available as an instant download

• Save $12 compared with buying all four guides separately

• Includes a free coverage review offer if you'd like personal help

These guides are for general education and are not personalized insurance, legal, or financial advice. For personal use only; please don't share or resell.