Couples Budget

One budget, two people, zero money fights. Money arguments start when two people see two different versions of the same numbers. This spreadsheet gives you and your partner one shared view: planned spending, who-paid expense tags, savings goals and bills, in one Google Sheets file, 19 tabs. Twelve monthly tabs (January–December) cover 11 categories, planned versus actual — actuals fill in automatically from the Expense Log, where each row is tagged Partner A, Partner B or Shared. The Dashboard rolls up the year: planned versus spent, savings rate, each partner's share split automatically.

Around them sit 10 savings goals with automatic progress percentages, 20 recurring bills with due days, autopay flags and paid check-offs, a Bills Calendar that lays every bill across the year, and a Subscription Tracker for 20 charges with renewals and monthly and annual costs. Marked EXAMPLE rows are included — delete them when ready. This is a budgeting tool, not financial advice.

Transparency note: this spreadsheet was designed with AI assistance, then hand-built and formula-tested by our shop.

What you receive is the finished file, delivered instantly at checkout as a PDF containing your Google Sheets copy link. Open it, choose "Make a copy," and the file is yours. It runs in Google Sheets on a free Google account — nothing to install — and sample data is included so you can see the formulas work. If a file ever breaks, you receive a corrected copy of the file free. This is a digital product — no physical item will be shipped.