UK Budget Spreadsheet Bundle | Excel Planner, Debt Payoff, Sinking Funds (Digital Download)

Take control of your money with Calm Money — a UK-focused Excel budgeting bundle for households, couples and individuals.

Track monthly income, bills and spending, compare debt snowball and avalanche repayment plans, prepare for irregular costs with sinking funds, and monitor your net worth in one calm, practical system.

WHAT YOU’LL RECEIVE

1. UK Household Budget Tracker

• Annual dashboard for income, spending and balance

• Monthly planned-versus-actual budget

• Transaction log

• Bills tracker

• Savings goals

• Annual overview

• GBP-first example data

2. Debt Payoff Calculator

• Snowball and avalanche comparison

• Estimated payoff months, interest and finish date

• Customer-friendly monthly repayment plans

• Supports up to eight debts and 120 months

3. Sinking Funds & Net Worth Tracker

• Sinking-fund targets and suggested monthly contributions

• Progress tracking for irregular expenses

• Assets and liabilities tracker

• Monthly net-worth trend dashboard

FILE DETAILS

• 3 editable Microsoft Excel .xlsx files

• Designed for Excel 365

• Instant digital download

• No physical product will be posted

• Sample data is included so you can understand the system before replacing it with your own figures

WHO IT’S FOR

• UK individuals, couples and households

• Beginners who want a clearer money routine

• Buyers who prefer one reusable system instead of multiple disconnected planners

HOW TO USE

1. Download the three Excel workbooks.

2. Replace the sample figures with your own information.

3. Update transactions and balances throughout the month.

4. Review the dashboards and decide your next money action.

IMPORTANT

This product is for personal organisation and educational use only. It does not provide financial, tax, investment or legal advice. Results are estimates and may differ from lender or bank calculations.

Digital products cannot be returned or exchanged after download. Please contact DesignMaze25 if you experience a genuine file-access issue.