Cash Envelope Budget App: Envelopes and Sinking Funds

This cash envelope budget app turns cash stuffing into digital envelopes: it splits each payday into your envelopes, tells you which bills to get from the bank, and tracks what's left as you spend. Your sinking funds show how close each one is to its goal, so the whole envelope budget lives in one place without the pencil math. Works in the browser on any device. It works offline after it opens, and your data is saved only on your device. You get a hosted app link, a How to Open PDF and an unlock code.

WHY THIS ONE

Printable envelopes and trackers leave the adding up to you. This app does it, and it flags envelopes running low, savings goals that are behind, and payday money that isn't in an envelope yet.

WHO IT'S FOR

Anyone running an envelope system, a zero based budget or a payday budget with cash.

WHAT IT DOES

• Cash left, Spent this month, Running low and Saved up at a glance

• Needs a look list for goals that are behind and payday money not in an envelope yet

• Spending envelopes and sinking funds with per-payday amounts, goals and dates

• Payday cash run: how your pay splits and which bills to get

• Quick buttons: I spent cash, Payday, I added cash, + Envelope

• Weekly, every two weeks, twice a month or monthly paydays

• Print, Export to CSV, Back up to a file and Restore

• 4 color themes, and Load example data to see it filled in first

LIMITS

• It doesn't hold or move money and doesn't connect to any bank or card. You type entries in.

• Data lives in one browser. Use Back up to a file to keep a copy.

This is an organizational tool, not tax, legal, accounting or financial advice.

License: one purchase covers one household, business, church or organization. Please don't resell, share or redistribute the app or unlock code.