Mortgage Payoff Calculator Spreadsheet | Extra Payment Planner with Interest Savings | Google Sheets

🏠 Your mortgage will cost you hundreds of thousands in interest — and most of it is optional.

Mortgage Payoff Accelerator shows exactly what extra payments do: five ready-made scenarios with interest saved, months saved, and your new payoff date, plus a bi-weekly vs monthly showdown and a full amortization schedule. A pre-built payoff system, not a blank template: every scenario, date, and chart is already done for you.

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📦 WHAT'S INCLUDED

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✅ Mortgage Payoff Accelerator workbook for Google Sheets (6 tabs)

Start Here · Setup · Scenarios · Amortization · Bi-Weekly Compare · Dashboard

✅ Quick Start PDF — from download to your payoff date in about 15 minutes

✅ FAQ & Access Guide PDF — answers, troubleshooting, and license terms

✅ One ZIP file — instant download, everything inside

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⚡ KEY FEATURES

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💸 Extra-payment scenarios — minimum, +$100, +$250, +$500, bi-weekly, fully computed

📉 Interest-saved calculator — see the five-figure difference extra payments make

📅 Payoff-date projector — your exact debt-free month for every scenario

⚖️ Bi-weekly vs monthly compare — side-by-side totals with an automatic winner verdict

📊 Full amortization schedule — month-by-month interest/principal split with extra applied

🚩 Red / amber / green status — scenario health at a glance

🔒 Protected formulas — nothing breaks when you type

🔧 100% Sheets-native — no coding, no add-ons

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🚀 HOW IT WORKS

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1️⃣ Purchase and download your files instantly

2️⃣ Open the workbook in Google Sheets and enter your loan details and extra payment — about 15 minutes

3️⃣ Read your scenarios, pick your payoff date, and take the number to your servicer

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📌 IMPORTANT NOTES

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• This is a digital download — no physical item will be shipped

• Built for Google Sheets ONLY — requires a free Google account

• Instant download — your files are ready right after checkout

• Launch pricing: $10.8

• Single-user license — redistribution, resale, or sharing is not permitted

• Models principal and interest only — taxes and insurance (escrow) are not included.

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🛍️ LIKE THIS SYSTEM?

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See the full SystemCraftDigital collection — cash flow, invoicing, tax planning, budgeting, and more — in my shop.

OUR PROMISE TO YOU

30-day money-back guarantee — if this system doesn't make your money clearer, message us within 30 days for a full refund. No forms, no hassle.

Free lifetime updates — every improvement we ever make to this spreadsheet is yours free, forever.

Free formula fixes forever — if a formula ever breaks, we fix it free.