THE FOUNDATIONS OF INVESTING — VOLUME I (ENGLISH EDITION)

Most people start investing on tips, headlines and instinct — buying what rises, selling what falls, and paying invisible costs the whole way. Nobody teaches them the foundations: how markets work, what risk really is, and why small percentages quietly decide who ends up wealthy. This book does.

THE FOUNDATIONS OF INVESTING — Volume I. The Art of Investing to Build Your Future. By M.V. Lumen, Founder of LUMENOR. Investing isn't just about growing capital. It's learning to think in time, to decide with discernment, and to build tomorrow's possibilities.

One example, from Chapter 17 ("Fees — the invisible cost that decides your wealth"): two investors put in $100,000 each and earn the same 8% average gross return. The only difference is fees — 0.20% a year for one, 1.50% for the other. After thirty years, the first holds about $949,000; the second, about $654,000. Nearly $300,000 evaporated — not from a bad investment, not from a crash, but from fees that looked almost invisible at the start. That is how this book teaches: every principle priced out in front of you.

WHAT'S INSIDE: 29 in-depth chapters across four parts (446 pages) — from the philosophy of investing and the psychology of the investor, to building a solid portfolio and thinking like a seasoned investor; LUMENOR Principles, case studies and reflection journals; practical checklists and 'To Remember in One Minute' chapter summaries; a complete method: Knowledge • Discipline • Prosperity.

Whether you're starting from zero or refining your strategy, this book gives you the mindset and the method to build lasting wealth — and to transmit it. This is the English edition. Instant download — PDF ebook, yours to keep forever.

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14-day refund if the product is defective or not as described.

Save time. Save money. Make better decisions.

Build • Protect • Transmit — LUMENOR