PERSONAL FINANCIAL PLANNER - Google Sheets + Excel

Do you ever reach the end of the month wondering where all your money went? Wondering how you spent all your money?

This Personal Finance Planner gives you a clear, honest picture of your finances - without complicated setups, accounting knowledge or expensive software. Just open the file, fill in your numbers and let it do the work.

Built for the everyday person who wants to take control of their money and reduce the stress that comes with financial uncertainty.

What's Inside.

• Dashboard - A live summary of your income, expenses and savings at a glance.
• Income Tracker - Log all your earnings in one place, whether salary, freelance or side hustle.
• Expense Tracker - Record and categorize your spending so nothing slips through.
• Savings Goal - Set targets, track contributions and watch your progress grow.
• Monthly Log - A running history of your financial journey month by month.
• 50/30/20 Budget rule monitor - Instantly see how much goes into your needs, wants and savings/loans based on the globally recognized 50/30/20 budgeting rule.

Why You'll Love It.

1. Formulas are built in; you'll only fill in your data.
2. Includes a 50/30/20 guide for easy spending decisions.
3. Compatible in both Google Sheets and Microsoft Excel.
4. Works on Phone, Tablets and Desktop.
5. No internet required for Excel use.
6. Instant download after payment.
7. PayPal and M-Pesa accepted (M-Pesa via Pay stack).

Who It's For.

Anyone who wants less financial stress and more clarity - whether you are employed, freelancing, hustling or simply trying to save more consistently.

When you understand your money, you worry less and plan better.

How It Works.

1. Complete your purchase via PayPal or M-Pesa.
2. Download your file instantly.
3. Open in Google Sheets or Excel.
4. Start filling in your numbers - it's that simple.