Moore Practical Living Three to Six month Rescue Budget

Take control of overdue bills one paycheck at a time with the 3–6 Month Paycheck Rescue Budget.

This easy-to-use Excel workbook is designed for households that cannot pay every bill in one lump sum. Enter your income, living expenses, current bills, and past-due balances once. The spreadsheet creates a paycheck-by-paycheck plan showing how much money should be applied to each bill.

The plan prioritizes essential obligations such as housing, electricity or gas, car insurance, and car payments. It also accounts for minimum credit-card and loan payments while helping you gradually reduce past-due balances.

What’s included:

• Six monthly paycheck-planning tabs
• Space for up to 12 income sources
• Weekly, biweekly, semi-monthly, and monthly pay schedules
• Up to 12 paycheck columns per month
• Recommended essential-living budget based on take-home pay
• Customer-adjustable grocery, transportation, medical, and household amounts
• Protected minimum living allowance
• Optional use of extra money toward past-due bills
• Automatic bill prioritization
• Months-behind calculations
• Current-payment and past-due balance tracking
• A six-month recovery roadmap
• Clear warnings when required payments cannot be fully covered

Weekly income is budgeted using four regular checks per month. Biweekly income follows the actual pay dates and can include two or three checks in a month.

The workbook includes example information so you can see how each section works. Replace the examples with your own information, and the plan recalculates automatically.

Digital product: You will receive an Excel spreadsheet to download. No physical product will be mailed.

This workbook is an organizational and budgeting tool. It does not provide financial, credit, legal, or nutritional advice and does not guarantee debt payoff or prevention of late fees, shutoffs, repossession, foreclosure, or account closure.