Net-Worth & Wealth Tracker
# Net Worth & Wealth Tracker!
**See Your Complete Financial Picture, Finally.**
A complete net worth tracking system that pulls every asset and liability into one clear view, so you always know your true financial position β and can watch it grow. Enter what you own and what you owe, and your net worth, debt-to-asset ratio, and allocation charts calculate instantly. Log a snapshot each month, and a full dashboard brings it all together automatically.
**What's Inside**
π° Assets & Liabilities, Side by Side: list up to 15 assets and 15 liabilities on one sheet, each with its own category and current value, and your totals update instantly
π Automatic Net Worth Calculation: your true financial position β assets minus liabilities β calculated the moment you enter a figure, with your Debt-to-Asset Ratio tracked alongside it
π§Ύ Income & Expenses Tracker: log up to 10 income sources and 10 monthly expenses side by side, with category breakdowns and your Net Monthly Cash Flow calculated for you
π 24-Month Snapshot History: record your Total Assets and Total Liabilities every month to build a running net worth trend, plus a Year-over-Year comparison once you've logged 13+ months
π Interactive Dashboard & Charts: Net Worth Growth by Month, Net Worth Trajectory, Asset Allocation and Liability Breakdown β all in gold-bordered charts that recalculate and redraw as you update your figures
π¦ Health Band & Key Performance Indicators: Total Assets, Total Liabilities, Net Worth, Debt-to-Asset Ratio and Net Worth Growth (YoY), all on one at-a-glance dashboard
π Achievement Badges & FinanceKit Intelligenceβ’: milestone badges that tick off as you log your data, plus plain-English insights on your net worth, your largest asset category, and how your debt ratio is trending
β Built-in Guide, Dashboard & Preview: a Guide sheet to get you started, a Dashboard pulling every number together automatically, and a Preview sheet with sample data showing exactly how it all works
**Why You'll Like It**
Everything recalculates instantly. Update an asset value, a liability balance, or your income and expenses, and your net worth, ratios, charts, and insights all update automatically β no manual work, no broken formulas.
**What's Included**
- Instant .xlsx download
- Compatible with Microsoft Excel 2016+, Microsoft 365 and Google Sheets
- Works with any currency, with no symbol locked in
- No macros, plugins, or add-ons needed
- Lifetime access and all future updates
- Clean, color-coded inputs so you always know what to edit, and protected formula cells so nothing breaks by accident
**Who It's For**
Anyone who wants to see their complete financial picture in one place β not just a bank balance or a debt total, but genuine net worth: everything you own minus everything you owe. Whether you're building wealth, paying down debt, or just want an honest view of where you stand, this gives you the full picture, updated every time you do.
**One-time payment, lifetime access & updates**