📘 The 401(k) Exit Plan (Second Edition)

How High-Income Earners Can Reduce Taxes, Neutralize RMDs, and Retire with Far More Income

Most Americans believe the 401(k) is the safest path to retirement — but as this book reveals, it may be one of the most expensive tax traps ever created.

According to The 401(k) Exit Plan, the IRS designed the system so that every withdrawal is taxed as ordinary income, not at lower capital gains rates. And as your uploaded file clearly shows, even a $1,000,000 retirement account can shrink dramatically after taxes, Medicare penalties, RMDs, and inflation take their bite.  

This second edition gives you the full roadmap to escaping the retirement tax spiral and building a tax-efficient income plan for life.

💡 Inside This Book, You’ll Learn How To:

🔹 Avoid the “401(k) Tax Time Bomb”

Every dollar in your 401(k) has never been taxed—yet. Withdrawals stack on top of Social Security and other income, pushing you into higher brackets.  

🔹 Neutralize Required Minimum Distributions (RMDs)

RMDs can:

• spike your income,
• increase Medicare premiums,
• and trigger taxes on up to 85% of your Social Security.
• All of which is documented in your file’s RMD and IRMAA sections.  

🔹 Prepare for the 2026 Tax Sunset

Your ebook clearly shows how the expiration of current tax cuts may raise rates and reduce deductions — making today the most important planning window.  

🔹 Build Tax-Free Income Streams

Learn how the wealthy use:

• Roth Conversions
• IUL Retirement Plans
• CRTs & ILITs
• Asset Location Strategy

Each section is directly reflected in the uploaded book.  

🔹 Escape Advisor Blind Spots

The book explains why many advisors never mention tax-saving strategies — because they are incentivized to keep your assets in taxable accounts.  

🔹 Case Studies That Show the Difference

From “Taxed Tim” vs. “Tax-Free Tina” to the $3M retirement plan case study, the book proves how structure, not luck, determines your outcome.  

📈 The Result?

A coordinated retirement strategy that can:

• Reduce lifetime taxes
• Extend your portfolio’s longevity
• Minimize Medicare penalties
• Protect your wealth for heirs
• Increase after-tax retirement income

Your file’s final case study even shows a 40% reduction in taxes and $1.2M more legacy value when these strategies are integrated.  

🔥 Who This Book Is For

✔ High earners

✔ Business owners

✔ Individuals age 50+

✔ Anyone with $250K–$5M+ in tax-deferred accounts

✔ People concerned about RMDs, taxes, and market risk

✔ Anyone who wants more control over their retirement income

📩 Instant Digital Download

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