Freelance Rate Calculator | Know Exactly What to Charge | Offline HTML Tool | Hourly Day Rate Retainer

Stop undercharging. This offline calculator works out your minimum viable hourly rate, day rate, half-day rate, and monthly retainer — based on your real numbers. Input your income goal, working hours, expenses, and tax rate. Get your rates instantly.

One of the most-searched questions by new freelancers is "how much should I charge?" This tool gives you a real, maths-backed answer — not a guess. Used by designers, developers, consultants, photographers, copywriters, and any creative professional who charges for their time.

WHAT YOU GET

•   freelance-rate-calculator.html — single offline file, real-time calculations

•   Target annual take-home income input

•   Billable days per week slider (0.5-step precision)

•   Billable hours per day slider

•   Weeks off per year (holidays, sick leave)

•   Non-billable time adjustment (admin, pitching, marketing)

•   Monthly overhead cost tracker — add/remove expense rows

•   Tax rate slider (works for any country)

•   Safety buffer slider — protects against quiet months and late payments

•   Live outputs: hourly rate, day rate, half-day rate, monthly retainer

•   Full breakdown: gross needed, overhead, buffer, billable hours

•   Utilisation rate meter with health indicator

•   3 scenario tabs: Conservative / Balanced / Optimistic

•   Currency selector: MYR, USD, SGD, EUR, GBP, AUD

•   Dark mode + light mode toggle

This is a DIGITAL DOWNLOAD. Works 100% offline. No formulas to break, no spreadsheet to maintain.