Debt Snowball Spreadsheet, Debt Avalanche Calculator, Debt Payoff Tracker Google Sheets Excel, Debt Free Planner Template

I built this because I was tired of doing my budget on the back of a receipt.

List up to 8 debts, choose Snowball or Avalanche from the dropdown and enter your extra payment. The planner ranks which debt to attack first, calculates months and interest, and charts your total debt month by month to your debt-free date. Included: PDF guide with Google Sheets copy link + debt-payoff-planner-spreadsheet.xlsx (Excel).

How to use it: Open the file in Excel, or upload it to Google Drive and open it with Google Sheets. Type your numbers in the white cells and the totals update on their own.

Questions or need a different size? Send me a message, I usually answer within a day.

Digital download: nothing will be shipped. Personal use only, please don't resell or share the file.