The Scam-Proof Guardian Guide to Medicare Scams

Your Medicare number is worth more to a criminal than your credit card.

Medicare fraud is different from every other scam — the victim often does not even know it is happening. A stolen number can be billed against for months before a single charge appears on your statement. In June 2026, the Department of Justice charged 455 people in a national healthcare-fraud takedown. This guide shows you how to guard your number, read the warning signs, and fight back if your coverage has already been compromised.

Written for seniors — and the people who love them. Plain language, large print, no medical jargon.

What's inside:

• The exact phone, mail, and door-to-door scripts criminals use to pry your Medicare number loose
• Why a real Medicare card is always paper — and every plastic "card" in the mail is fake
• The Part D "refund" call and the Open Enrollment hustle, decoded
• How to read your Explanation of Benefits and spot charges for care you never received
• The six rules that keep your number safe, plus word-for-word scripts to end the call
• Step-by-step recovery if your number has already been used — who to call and what to say
• A print-and-laminate emergency card with every hotline you need