ABLE Accounts Mini-Guide: English and Spanish for Transition Families, Ages 14 to 21

This ABLE accounts mini guide explains, in English and Spanish side by side, what an ABLE account is, how it works with SSI and Medicaid, what the money can pay for, and how to open and track one.

Why I made this: ABLE accounts are one of the few ways a young adult on SSI can save without going over the resource limit, but the rules are easy to mix up. Spanish speaking families deserve the same plain guide the English mini guide gives, with both languages on one page for the school team.

What's included:

• Cover and how to page

• What is an ABLE account

• ABLE, SSI, and Medicaid at a glance

• What ABLE money can pay for

• How to open an account: steps

• Working with a representative payee

• ABLE savings log

• Questions to ask and words to know

How I use it: Share it when you talk about SSI, payees, or long term savings. Fill in the state ABLE program contact together. Use the log page to track deposits and withdrawals.

Who it's for: families of students ages 14 to 22 who are more comfortable reading in Spanish, and the transition teachers, case managers, and family liaisons who work with them. English and Spanish sit side by side, so bilingual families and staff can read together.

Format: 9 printable pages, US Letter, English and Spanish side by side on every page. General information, not legal or benefits advice. Rules vary by state.

Prefer English only?

Compared with the English version

The same:

• Same topic as ABLE Accounts Mini Guide, written in plain language for families.

Different:

• English and Spanish side by side on every page, so Spanish speaking families and English speaking staff can read together.

• Uses common US Spanish terms for school and benefits (for example preparatoria and su hijo o hija). IEP stays as IEP.

• Written for this edition rather than copied page for page.

Also from The Transition Cliff:

• Spanish and English Transition Family Guides Bundle: https://payhip.com/b/LpBqX

• Transition Family Map, Ages 14 to 21 | English & Spanish IEP Transition Planning

Part of the Spanish Family Editions series: SSI at 18, ABLE Accounts, Guardianship and Decision Making, VR and Pre ETS, HCBS Waivers, and Transition Parent Letters + Parent Night Handouts.

Made by Jeremy D. Gooch, special education teacher and transition coordinator. Drafting and layout had AI assistance; every page was checked by me.