Raising money-smart children in the UK

Raising Money-Smart Children in the UK — 2025 Edition

Most British children grow up learning everything except the one subject that shapes their entire adult life. By the time they face a payslip, a credit card, or a pension form — nobody taught them what any of it means.

This guide changes that.

Raising Money-Smart Children in the UK is the complete, plain-English roadmap for parents who want to give their children a genuine financial head-start — from the first piggy bank to the first ISA, from age 4 all the way to 18 and beyond.

What's inside:

• The age-by-age money roadmap — exactly what to teach, and when
• Pocket money frameworks, the Three-Jar System, and the Four-Bucket Budget
• Every UK children's bank account compared — GoHenry, Starling Kite, Monzo, and more
• The Junior ISA deep-dive — why a Stocks & Shares JISA beats a Cash JISA by £29,000 over 18 years
• Age-appropriate money conversations — with actual scripts for awkward moments
• The Family Money Meeting — a 20-minute monthly habit that builds lifelong financial literacy
• The Age-18 Financial Launch Checklist — so nothing is left to chance

75+ pages. UK law 2025. Worked examples throughout. Instant download.

One guide. Eighteen years of impact.

PART OF THE FAMILY WEALTH PROTECTION KIT