WHO WILL CARE FOR YOU? What Every Family Needs to Know About Long-Term Care

Are you prepared for the most practical question your family will ever face?

In Who Will Care For You?, licensed specialist Tom Basey strips away the complex industry jargon to offer a clear, plain-language look at the realities of long-term care. Roughly 70% of people who reach age 65 will eventually need some form of help with the activities of daily life. Yet, most families avoid the topic until a health event forces the conversation, often relying on widespread misconceptions about what Medicare and Medicaid will actually cover.

Whether you are a proactive planner, a current family caregiver feeling the squeeze, or someone who simply wants to protect your loved ones from future financial and emotional strain, this book is written specifically for you.

Inside, we'll have an honest conversation about:

• The true nature of long-term care: It’s not just a facility; it's ongoing assistance with daily living that often happens right at home.
• The caregiver's toll: A deep dive into the hidden physical, emotional, and financial costs placed on the 53 million Americans providing unpaid family care.
• The Medicare and Medicaid myths: Why you cannot rely on traditional health insurance or government safety nets to preserve your choices for extended custodial care.
• Your real funding options: A straightforward breakdown of traditional long-term care insurance, shared benefit policies for couples, hybrid life/LTC solutions, and the honest math behind self-funding.

Written to be easily digested, Tom shares practical, real-world insights—including his own family's journey of navigating long-term care under one roof. The ultimate goal of this book isn't just to help you protect your hard-earned assets. It's to help you protect your right to choose where and how you receive care, ensuring you have a plan in place so you don't become a burden to the people you love.

Get the facts, know your options, and make a decision while the choice is still fully yours.