UK Household Budget & Bills Tracker

A calm, complete picture of your household money. Set a monthly budget, log what actually comes in and goes out each month, see every bill as a monthly cost with alerts before contracts end, and plan savings goals. Built for UK households, with Council Tax, TV licence, road tax (VED) and Child Benefit already listed.

WHAT'S INCLUDED

• Dashboard: planned vs actual, this month, year so far, spending by group, top 5 outgoings and a month-by-month chart

• Budget & 12-month tracker: 36 ready-made UK categories plus spare rows; start in any month (January, April or your payday)

• Bills & renewals: amount, frequency, monthly equivalent, payment method, next payment and contract end date with 'shop around' alerts

• Savings goals: target, date, saved so far and how much to save each month

• Editable drop-down lists

• Start Here guide

HOW TO USE

• Excel: download and open the .xlsx (Excel 2016 or later / Microsoft 365).

• Google Sheets: upload the .xlsx to Google Drive, open it, then File › Save as Google Sheets (free Google account needed).

• A 'Start Here' tab walks you through every step. Example rows show how it works. Just overwrite or clear them.

PLEASE NOTE

• This is a digital download. No physical item will be sent. Your file downloads instantly after purchase.

• UK edition: £ GBP, DD/MM/YYYY dates and UK terminology.

• For personal use or use within your own organisation. Please don't resell or share the file.

• As it's a digital file, returns can't be accepted. But if anything doesn't work as described, send us a message and we'll put it right.

• This is a planning tool, not legal, tax or financial advice.

HOW THIS WAS MADE

This template was designed and built with the help of AI tools, working from our own original brief and design direction, and was tested before listing. Preview images are mockups generated from the actual file.