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TEN CREDIT COMMANDMENTS

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  1. Having bad credit (or no credit) can make you feel lost and miserable. Your credit score can affect where you live, what job you have, what car you drive, and your ability to plan for the future. It’s hard to see a way out of that situation without expert guidance, and resources are not readily available.
 
Author and Credit Repair Specialist, Rony Francois, a.k.a. The Credit Hero, knows this from personal experience. Through trial and error, and with a few setbacks, Rony Francois learned what to do to repair his credit, and now he does the same for others as The Credit Hero. This book is the guide he wishes he’d had as a young man.
 
The Ten Credit Commandments: 10 Rules for Building & Keeping Excellent Credit, the second in a three-part series, can help teens, young adults, and grown-ups of all ages to get on the right financial path and begin to build generational wealth for your family... even if you don’t have a family yet!
 
This book has three parts. The first section of this book lays out The Ten Credit Commandments. These are Rony Francois’ top 10 rules you should follow to build and maintain good credit.
 
The second section of this book is a bonus chapter: 26 Ways to Build and Maintain Good Credit. These are 26 action steps you can begin to take right away that will enable you to follow The Ten Credit Commandments.
 
The third section of this book is The Positive Impact of Financial Literacy on Youth. The author explains how and why parents, educators, and communities should include and prioritize teaching financial literacy in our schools at all ages, the benefits of instilling financial literacy in children and teens, and the often catastrophic consequences of failing to do so.
 
This book is a follow-up to Rony Francois’ first book, Break the Cycle: You Don’t Have to Live with Bad Credit. His soon-to-be-published third book, The Credit Lab: How to Fix Your Own Credit, is a detailed credit repair instruction manual. The Credit Labwill demystify credit bureaus, credit scores, and the credit repair process, while walking you through the necessary steps to repair your credit
You will get a PDF (515KB) file