Free Couples Bill Split Spreadsheet - Who Owes Whom (Excel & Google Sheets)

Split shared bills 50/50 without the mental math. Log who paid what and this free spreadsheet shows each person's half and exactly who owes whom.

What's inside (3 tabs):

• Settle Up: both names, totals paid by each person, each half, and a plain result like "Sam owes Alex 45.00".
• Expenses: up to 50 shared bills with a "paid by" dropdown.
• Start Here: short setup guide.

Compatibility: Designed for Excel, Google Sheets and LibreOffice (no macros). Tested in Google Sheets. Example data for a fictional couple is included; replace it with your own.

Need more? The full Couples Shared Budget & Bill Split adds income-based and custom % splits, monthly settle-up with a running balance, multi-currency, category budgets, personal allowances, shared savings goals and a dashboard with charts: https://payhip.com/b/CLK6z?utm_source=payhip&utm_medium=lite_page&utm_campaign=r7_couples_lite

Please note: a planning tool, not financial advice. AI-assisted, human-checked. Made by Moy.

Outgrowing 50/50? The full Couples Shared Budget & Bill Split lets you split by income or a custom %, settles up month by month with a running balance, holds 400 bills in up to 10 currencies, and adds category budgets, personal "fun money" allowances, up to 10 shared savings goals and a dashboard with 4 charts. Launch price $8 until October 21, 2026 (then $11): https://payhip.com/b/CLK6z?ref=free