Making Tax Digital for Income Tax Readiness Kit (UK, 2026-27): Guide, Excel Workbook & Checklists for Sole Traders and Landlords

Making Tax Digital for Income Tax is here. If your self-employment and property income was over £50,000, you're already in. Over £30,000 and you join on 6 April 2027. Over £20,000, on 6 April 2028. This kit gets you ready in plain English, without jargon.

WHAT'S INCLUDED

1. MTD Readiness Guide (23-page PDF): an "Am I in scope?" flowchart, every 2026-27 and 2027-28 deadline, how cumulative quarterly updates work, what records to keep, how to choose software using HMRC's own finder, a 90-day switch-over plan, landlord rules for joint lets, exemptions, penalties, the year end, 12 common mistakes, a 17-question FAQ, a glossary and a GOV.UK sources page.

2. MTD Records Workbook (Excel, also opens in LibreOffice and Google Sheets): self-employment and property logs with HMRC category drop-downs, a joint-let "your share %" column, a quarterly summary that rolls up automatically with in-quarter and year-to-date columns, data checks, a deadline calendar with a live days-left count, a mileage log at the 2026-27 simplified rates, and a "Do I qualify?" calculator.

3. MTD Checklists (PDF): three printable one-page checklists for readiness, the quarterly routine and the year end.

Every rule was checked against GOV.UK in October 2026, with sources cited. No software endorsements and no affiliate links.

Independent product, not affiliated with HMRC. General guidance, not tax advice; check GOV.UK or an accountant for your own situation.