Debt Command Center

Track every balance, see exactly which strategy gets you debt-free fastest, and know precisely where every extra dollar should go — without handing your financial data to another cloud app.

Debt Command Center is a private, offline debt payoff planner. Add your cards, loans, and lines of credit, and it builds a full payoff plan instantly: Avalanche, Snowball, or a custom order you control, compared side-by-side on total interest and time to zero. A live “Focus Now” indicator always tells you which account gets your next dollar and why. Log real payments to track progress against your original plan, set due-date reminders so nothing slips, and run “what-if” scenarios before committing to a bigger payment.

No account. No subscription. No server. Your numbers stay on your device — export a backup or link a local file anytime.

What’s included:

• Avalanche / Snowball / Custom strategy comparison with real payoff math
• Dashboard with burndown charts, composition breakdowns, and upcoming payment tracking
• “Focus Now” — always know exactly which debt to prioritize and how much to send
• Payment logging with plan-vs-actual tracking and on-schedule status
• What-if simulator — test extra payments and lump sums before committing
• Due-date reminders, debt categorization, CSV/JSON export
• 100% private — runs in your browser, no data ever leaves your computer

One-time purchase. Works on any modern browser, desktop or mobile.