The Scam-Proof Guardian Guide to Ghost Tapping Scams

The tap you never felt.

Tap-to-pay is wonderfully convenient — and the same gentle tap that buys your groceries can be turned against you. In "ghost tapping," criminals trigger a contactless charge from your card or phone without your approval, sometimes without ever touching it. Fraud claims tied to it jumped roughly 150% in a single year. This guide shows you how it works and the simple habits that block it.

Written for seniors — and the people who love them. Plain language, large print, no tech jargon.

What's inside:

• How a hidden reader pulls a payment from your pocket or purse
• Why contactless cards and phone wallets are the target
• The simple, low-cost ways to shield your cards and stop a ghost tap
• How to spot an unauthorized contactless charge fast
• What to do the moment you see one
• How to report it and get your money back
• A print-and-laminate emergency card with every number you need