Townhouse HOA Claim Survival Guide — Complete Workbook Bundle
Townhouse HOA Insurance Claim Survival Guide — COMPLETE WORKBOOK BUNDLE (PDF)
Everything in one place: the full 20-page Guide Edition + the 13-page Worksheets & Checklists Pack, with the worksheets placed right where you need them — read a chapter, fill in the worksheet that follows it.
THE GUIDE (20 pages):
- The two policies that cover your townhouse — master policy vs. your HO-6
- The three master policy types and how to find out which one your HOA has
- Reading your CC&Rs: insurance article + maintenance responsibility chart
- Getting the master policy declarations page from your management company
- The deductible pass-through problem ($5k-$50k+ master deductibles billed to owners) and loss assessment coverage
- Boundary disputes: the roof-leak scenario, fully mapped
- Who files what — common-element damage is the HOA's claim
- Betterments & improvements: your remodel vs. original-spec coverage
- Coordinating two adjusters
- TWO worked examples with real dollar math
- Top 10 mistakes townhouse owners make + what to do if denied
- Quick-reference "Who Pays for What" table
- Resources + A-Z glossary
THE WORKSHEETS PACK (13 pages):
- CC&R Insurance-Section Finder; Master Policy Type Identifier
- Loss Assessment Coverage Checker; Two claim letter templates (HOA + carrier)
- Damage Documentation Log; Two-Adjuster Coordination Tracker
- Interior Inventory sheets; Repair Estimate Comparison
DETAILS:
- 30-page PDF, US Letter size, printable
- Best value: the Guide ($14.99) + the Pack ($9.99) together for $19.99
- From PepperAnne Press: Practical Guides for Homeowners, Property Claims & Everyday Life
ALSO SOLD SEPARATELY: Guide Edition ($14.99) and Worksheets & Checklists Pack ($9.99).
PLEASE NOTE: This is a DIGITAL download — no physical item will be shipped. For educational purposes only; not legal, insurance, or tax advice. Due to the digital nature, refunds aren't available — but if anything's unclear, message me and I'll help.