Savings Goal Tracker

Savings Goal Tracker — Every Goal, One Clear Path to Funded

Saving for several things at once is where plans fall apart: one account, four goals, and no idea which one is actually on track. This tracker gives every goal its own target, its own deadline, and its own monthly number — log a contribution once and every goal updates itself.

Set a target and a date for each goal — emergency fund, new laptop, vacation, Christmas gifts — and the sheet works out how much you have saved, how much is left, your progress percentage, how many months remain, and exactly what you need to save each month to hit the date on time. A contributions log keeps every deposit in one place, and a monthly view shows your running total so you can watch the pile grow.

What you get:

• Goals — every goal with target, saved, remaining, progress %, target date, months left, monthly needed and status (Saving / Funded! / Past due)
• Contributions — every deposit with date, goal, amount, note and month
• Summary — total target, total saved, overall progress, goals funded, average contribution, biggest deposit, best-funded goal
• Monthly — per-month contributions, entry count and running total
• README sheet — 5-minute setup guide, no macros, no add-ins

How it works: Yellow cells are the only ones you type in. Everything else is a formula. Monthly needed is what you must save each month from today to hit the target date on time — if a goal is past due, it shows the full remaining amount instead. Works in Microsoft Excel 2016 and newer, and in Google Sheets (File > Import > Upload). No sign-in, no subscription, no macros.

Who it is for: Anyone saving for more than one thing at once — an emergency fund plus a vacation plus a new laptop — who wants one number per goal instead of one blurry bank balance.

You get: 1 Excel file (.xlsx), 5 sheets, instant download. For personal use only.