Ghana Cost of Living Guide — Accra & Kumasi

Thinking about visiting, relocating, or sending money home to Ghana? This guide gives you real 2026 numbers for Ghana's two biggest cities — Accra and Kumasi — in Cedis and USD, so you know exactly what things cost before you land.

What's inside:

🏠 Housing — rent by neighborhood in both cities, from budget areas to upscale/executive (plus the upfront-payment shock most newcomers don't see coming)

🍲 Food & Dining — street food to restaurant meals, city by city

🚕 Transport — tro-tro vs. Uber/Bolt pricing, and how to avoid the "tourist rate"

💡 Utilities & mobile data — what a typical month actually costs

📊 Five sample monthly budgets across both cities — modest, comfortable, and family-with-school-fees

⚖️ Accra vs. Kumasi quick-comparison table — see the price gap at a glance

💰 What2KBuys money tips made for Ghana specifically

Same money. Different realities. Know the numbers before you make the move.