๐ธ 12-Month Money Map: Cut Bills, Kill APR, Build a Buffer
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A visual, 50-page system with worksheets and a 7-day reset.
- ๐ See 12 months ahead: Map your cash flow so nothing blindsides you.
- โ๏ธ Shrink the big bills: Target rent/mortgage, energy, insurance, and more.
- ๐ค Automate debt payoff: Set Avalanche/Snowball on autopilotโprogress without willpower.
- ๐ Pay your future first: Invest from payday with simple, low-cost defaults.
- ๐งพ Worksheets & trackers: Plug-and-play pages to plan, track, and tick off wins.
- ๐๏ธโก 7-day reset: Quick start plan that creates immediate breathing room.