Divorce Money Reset -- 90-Day Transformational Planner | 90 Days of Charlotte Coaching You Directly to Rebuild Your Financial Confidence and Independence After Divorce

Nobody plans for divorce. But here you are -- choosing to build rather than collapse.

This is not a generic planner. It is 90 days of Charlotte coaching you directly. Every single day. Not generic advice. Coaching that speaks to exactly where you are in post-divorce financial recovery.

Every day Charlotte opens the page with you. She gives you the context for that day -- what you are working on and why it matters. Then she gives you the space to do the work.

This planner was built for the reality of post-divorce financial life. The financial shock. The solo income. The settlement you do not fully understand. The co-parenting costs. The credit you need to rebuild. The confidence you need to recover.

What is inside:

90 Daily Coaching Pages

Charlotte opens every single day with a direct coaching note specific to where you are in your recovery journey. Your financial intention for the day. Morning reflection with two focused questions. An AI coaching prompt to copy into ChatGPT for personalized guidance. Evening check-in with confidence, control, clarity and progress scores. One financial win. Tomorrow's intention.

90 Hard Day Pages

On your lowest days you do not need the full page. You go straight to the Hard Day page. One word. One win. A five-item Hard Day Checklist. A free write space. That is enough. Showing up on hard days is the most powerful financial habit you can build.

13 Weekly Pattern Reviews

Every 7 days you stop and look at your patterns. Financial wins from the week. What triggered your most difficult financial moment. What decision you are proud of. Your numbers. Your confidence scores. Next week's intention. The weekly review is where the biggest insights happen.

3 Monthly Milestones

Day 30. Day 60. Day 90. Each monthly milestone marks your progress with a full reflection page -- what changed, what was hardest, what you are most proud of and your confidence scores for the month. Day 90 is your graduation ceremony.

AI Coaching Prompt on Every Daily Page

Every day includes a prompt designed for ChatGPT. Fill in the brackets with your specific situation and get coaching personalised to you. No tech skills required.

Completion Certificate

On Day 90 you receive your certificate of completion -- signed by Charlotte -- listing all 5 parts you completed.

The 5 RESET Stages:

Part 1 -- RECOGNISE -- Days 1 to 14

Understanding what has changed financially since your divorce. Seeing clearly without judgment. Naming the shock. Your complete financial snapshot. Your settlement in plain English. Your first independent budget.

Part 2 -- EVALUATE -- Days 15 to 30

Looking honestly at all your income, expenses, assets, debts and options. Assessing what you own and what you owe. Your financial priorities ranked. What you are working with.

Part 3 -- SIMPLIFY -- Days 31 to 55

Building the financial systems that run your independent life. Your payday protocol. Your bill command centre. Automation. Your emergency fund plan. Your debt recovery plan. Your co-parenting financial systems.

Part 4 -- EMPOWER -- Days 56 to 75

Rebuilding financial confidence and self-trust. Releasing money shame. Building your financial identity statement. Becoming the CFO of your own life. Your financial manifesto.

Part 5 -- THRIVE -- Days 76 to 90

Building the financial future you are actively choosing. Your 5-year vision. Retirement planning. Estate planning. Your Personal Financial Constitution. Day 90 graduation ceremony.

How to use this planner:

Start on any day. You do not need to begin on a Monday or the first of the month. Today is Day 1. That is the only rule. On your hardest days go straight to the Hard Day page. Do not try to complete the full page. One word. One win. That is enough. The page after a missed day is still Day X plus 1. Progress -- not perfection -- is the only standard in this planner.

207 pages. 5 RESET stages. 90 days. Charlotte coaching you every single day.

Part of the Charlotte Jones RESET System. Companion to the Divorce Money Reset book on Amazon and the full Divorce RESET ecosystem.