Owner-Operator Trucker Spreadsheet 2026, Cost Per Mile, IFTA & Load Calculator

Stop guessing what you make per mile, stop hauling cheap freight, and stop overpaying the IRS.

This is the complete Owner-Operator Trucker spreadsheet for 2026. You type in your loads, fuel and miles, and it does the math for you: your real cost per mile, your true profit per load, your IFTA, your per diem, and exactly how much to set aside for taxes. Built for 1099 owner-operators, not a generic bookkeeping template.

SHOULD I TAKE THIS LOAD?

The tab no other tracker gives you. Punch in the broker's offer (rate, loaded miles, deadhead, days) and it instantly shows your real profit per mile and per day, with a clear TAKE IT or walk-away call. Stop running cheap freight on a gut feeling.

WHAT YOU GET, 11 TABS

- Live dashboard: profit, margin and cost per mile on one screen

- Load Calculator: should I take this load, answered in 10 seconds

- Income, Expenses, Fuel Log and Maintenance, calculated for you

- IFTA by state, ready to file each quarter

- Per Diem deduction (2026 rate $80 a day, the one most drivers leave on the table)

- Schedule C Tax Summary, every deduction totaled for your CPA

WHY A SPREADSHEET, NOT AN APP

Pay $29 once. No monthly subscription, ever. Works in Excel and free Google Sheets, on your computer or your phone in the cab. The file is yours for life. Add columns, rename anything, make it fit how you run.

INSTANT DOWNLOAD

Your file is ready the second your order is placed.

7-DAY MONEY-BACK GUARANTEE

Not for you? Email us and we refund you, no questions asked.

This is a planning and tracking tool, not tax advice. Tax rules and per diem rates change, always confirm with a licensed CPA before filing.