Drop #012 — Payout Leakage Protocol

WHAT THIS IS

A single-page interactive stress-test tool (HTML) plus a one-page How-It-Works reference (PDF) that isolates what a payout route silently costs — before FX conversion, before tax, before inflation ever apply.

WHAT'S INCLUDED

Interactive calculator, mobile-first, no login

4 preloaded payout routes: PayPal, Payoneer, Wise, Bank Wire

Two-layer equation: fee-adjusted payout → true payout → leakage gap

Save & compare results, stored on your own device

How-It-Works PDF reference guide

WHO THIS IS FOR

Remote workers and freelancers in India, Indonesia, and Vietnam who invoice in USD and want to know what a payout platform actually keeps — not what it advertises.

SYSTEM BOUNDARY

Educational modeling tool. Not financial, tax, or legal advice. All inputs are user-defined.

Stress-tests what a payout route — PayPal, Payoneer, Wise, bank wire — actually costs before FX, tax, or inflation ever touch your income.