Sinking Funds Tracker Spreadsheet — Savings Goal Tracker for Excel & Google Sheets

Be ready for every big expense — before it lands. 💚

The Sunday Ledger Sinking Funds Tracker helps you save on purpose. Name each goal — vacation, car repair, Christmas, the emergency fund — set a target and a date, and the spreadsheet tells you exactly how much to set aside each month. No more scrambling when a big bill shows up; the money's already there.

✦ What's included

- Sinking Funds Tracker in Excel (.xlsx) AND Google Sheets

- Up to 15 funds, each with its own status and on-pace date

- Auto "save this much per month" for every goal

- Target amounts and dates, tracked to the dollar

- A total-saved dashboard across all your funds

- Light & "Midnight Pine" dark version, both in the file

- Step-by-step Welcome Guide (PDF)

✦ How it works

1. Download instantly after checkout

2. Open in Excel, or in Google Sheets tap File › Make a copy

3. Name each fund, set a target and a date in the clay-outlined cells

4. The tracker shows what to save each month — automatically

✦ Who it's for

Anyone tired of big bills wrecking the budget, families saving for several goals at once, and savers who want every dollar set aside on purpose. If you can type a number, you can use this.

✦ Why it's different

Most savings trackers are a bare grid. This one is a designed studio piece — calm colors, clear typography, and a real dashboard — so saving feels like a quiet Sunday morning, not a chore. One beautiful file you'll actually open.

✦ Compatibility

- Excel (Microsoft 365, 2019+, Mac & Windows)

- Google Sheets (free — just a Google account)

- No extra software, no subscriptions, nothing to install

✦ FAQ

Q: Do I need Excel? — No, the Google Sheets version is 100% free.

Q: How many funds can I track? — Up to 15, and you can rename every one.

Q: Is it a one-time payment? — Yes. Buy once, keep forever.

Q: Can I edit it? — Absolutely, it's fully editable.

Terms of use

For personal use only. Please do not resell, redistribute, share, or claim this template or its files as your own. All designs © Sunday Ledger. Thank you for respecting a small shop. 🤍

Money, sorted on a Sunday.

Questions before you buy? Message the shop — happy to help. — Sunday Ledger