Debt Payoff Tracker & Savings Challenge Printable – 100 Envelope, 52 Week, $1000 | Letter + A4 PDF

See every debt shrink and every dollar saved on paper, so you always know how close you are to debt-free.

Why you'll like it

• One page lists all your debts, with a simple snowball or avalanche order to follow
• Colour-in thermometers and circles turn slow progress into something you can see
• Three popular savings challenges in one kit, so you can switch when one gets boring
• Undated: start in any month, reprint as often as you like for your household

What's included (10 pages, real count)

1. Cover + how to use
2. Debt Overview (creditor, balance, rate, minimum, due day, paid-off date, method choice)
3. Debt Payment Log ×2 (date, payment, extra, interest, new balance)
4. Payoff Thermometers (4 debts, 10% segments)
5. 100 Envelope Challenge ($1–$100, total $5,050)
6. 52 Week Savings Challenge ($1–$52, total $1,378, with reverse tip)
7. $1,000 Savings Tracker (100 × $10)
8. Sinking Funds (6 funds × 12 deposits)
9. Monthly Money Check-in (debt/savings start vs end + reflection)

Who it's for: anyone paying down credit cards, student or car loans, couples saving together, and anyone who likes the 100 Envelope / 52 Week challenge but wants it with a debt plan on one printout.

How it works: Buy → download the zip instantly → print the size you need (US Letter or A4) at home or a print shop, or import the PDF into GoodNotes / Notability and write on it.

FAQ

• Is anything shipped? No, it's a digital download only.
• Does it calculate anything? No. It's a printable paper tracker and you fill it in by hand. (Need a spreadsheet? See our 2027 Budget Tracker.)
• Can I use it on an iPad? Yes, the PDF opens in any annotation app. Pages are flat (not hyperlinked).

Good to know: the previews show real pages exactly as they print. A free sample page is available so you can test your printer first. Format: vector PDF, US Letter 8.5×11 in + A4 210×297 mm, black-and-green ink. Personal use only. Planning tool, not financial advice. Made by botkora.