Money Spreadsheets Bundle — Cash-Flow Planner + Debt Snowball Planner + Resale Profit Tracker (Excel + Google Sheets)

All three Hearthside spreadsheet tools in one download:

1. Irregular-Income Cash-Flow Planner — a 26-week, week-by-week cash-flow view for variable paychecks, with bill calendar, income log, buffer tracker, and shortfall warnings.
2. Debt-Snowball Payoff Planner — snowball order, per-debt payoff dates, a debt-free date, and minimums-only vs. snowball interest compared side by side.
3. Resale Inventory & Profit Tracker — buy-to-sold tracking with fees and shipping included, net profit and ROI per item, and a dashboard with sell-through rate and profit by platform.

Each file includes a filled example (clearly marked) and a quick-start guide. Yellow cells are the only places you type; everything else calculates itself. All three work in Microsoft Excel and Google Sheets. One-time purchase, no subscriptions.