Couples Budget & Shared Expense Splitter

For couples who share some costs but not all. Record who paid each shared bill and choose your split: 50/50, by income, or a custom %. The sheet shows who owes whom and how much.

★ WHAT YOU GET

• 1 spreadsheet (.xlsx) with 7 tabs: Start here, Settle up, Setup, Shared expenses, Transfers, Monthly budget, Goals

• Setup: both names, take-home incomes, default split (50/50, By income or Custom) and up to 25 shared categories with monthly budgets

• Shared expenses log (500 rows): date, category, amount, who paid, and an optional per-row share (e.g. 100% / 0% for something only one of you uses)

• Transfers log (150 rows) for paying each other back

• Settle up: total shared spending, paid by each partner, each partner's share, transfers, and one clear line such as 'Sam owes Alex 590.82'; month-by-month breakdown and chart

• Monthly budget: shared spending per category per month vs budget (over budget in red)

• Shared savings goals (up to 8) with how much each of you has put in

★ COMPATIBILITY

Made for Google Sheets (free Google account; upload the .xlsx to Google Drive, then open it with Google Sheets), Microsoft Excel 2010 or later, and LibreOffice Calc. Formulas were checked for Google Sheets and Excel compatibility (standard functions only, no macros, no add-ins) and tested in LibreOffice Calc. Unzip the download first (double-click on most computers). Best used on a computer or tablet. Enter dates as real dates (e.g. 3/15/2027 or 15/03/2027).

★ GOOD TO KNOW

• The file calculates the split you choose. It doesn't decide what is fair for your household.

• Not financial or legal advice.

• No currency symbol, so it works in any single currency.

• Example rows are included. Delete them before you start.

★ Personal use only: for you and your household. Please don't share, resell or redistribute the files.

★ Digital download: nothing physical is shipped. You get one .zip file; unzip it to get the files.

★ 14-day promise: if a file is faulty or not as described, contact me within 14 days and I'll fix it or refund you.

Made with the help of AI tools (drafting text, layouts and formulas); I chose the content and reviewed and edited every file.