UK Business Grants Guide 2026 | Funding Map & Checklists

The 2026 funding reshuffle broke every old guide: UKSPF ended 31 March 2026, Smart Grants are paused, local money now follows your postcode, and there are three overlapping official finders. This pack is the current map — verified against the official pages on 25 August 2026 and edition-dated on every section.

You get:

– A 10-page guide (PDF) to the stable programme families — Growth Guarantee Scheme (extended to 2030), Start Up Loans (£500–£25,000 at 7.5% fixed), Innovate UK's post-Smart machinery, merged-scheme R&D relief and ERIS, CDFIs — plus the three official finders with the working method for each, the 39-growth-hub local layer, devolved routes, and an honest chapter on the new postcode-dependent regional landscape.

– A readiness workbook (Excel/Google Sheets, no macros): eligibility self-check grids where every row is a published requirement with its official source URL, a 100-row application tracker with deadline countdowns, a document checklist, a 50-row deadline calendar and a health check.

– A one-page postcode triage sheet — three questions, five minutes, including the 11 named Local Growth Fund mayoral authorities — plus Google Sheets import instructions and the full claim-by-claim SOURCES table.

Straight answers on what it isn't: it finds no secret money, applies for nothing on your behalf, and deliberately lists no individual council grant pots (they churn in weeks — it teaches the finding method instead). Not financial advice and not credit broking — this pack signposts official public schemes and helps you organise an application; we introduce you to no lender and recommend no product. Check the official page for current terms and speak to a qualified adviser about your circumstances.

Advising clients? The Practitioner Pack (£29) adds white-label client readiness grids, a cited 2026 client briefing and an intake questionnaire. Tax side: SA Sorted (£14): britdesign.gumroad.com/l/txhutk · MTD Ready (£14): britdesign.gumroad.com/l/sycuwa.

Built with AI assistance and human-directed research; every claim is cited to its official source — the claim-by-claim source table ships in your download.

Autumn 2026 Edition — verified 25 Aug 2026. Support: mybritdesign@gmail.com